:root {
    --primary-color: #DC3545;
    --secondary-color: #6C757D;
    --dark-color: #212529;
    --light-bg: #F8F9FA;
}

body {
    font-family: 'Poppins', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
    color: var(--dark-color);
}

/* Header Styles */
.header {
    background: rgba(255, 255, 255, 0.25);
    position: relative;
    height: 88px;
}

.top-bar {
    height: 4px;
    background: linear-gradient(90deg, #007BFF 0%, #0056B3 100%);
    width: 100%;
}

.header .navbar {
    height: 88px;
    padding: 0;
}

.header .navbar .container-fluid {
    height: 100%;
    display: flex;
    align-items: center;
    gap: 223px;
    padding-left: 32px;
    padding-right: 32px;
}

.header-logo {
    width: 195px;
    height: 44px;
    object-fit: contain;
}

.header-nav {
    height: 32px;
    display: flex;
    align-items: center;
    gap: 4px;
}

.header-nav .nav-item {
    height: 32px;
}

.header-nav .nav-link {
    font-family: 'Poppins', sans-serif;
    font-weight: 500;
    font-size: 16px;
    line-height: 24px;
    color: #000000 !important;
    padding: 4px 8px;
    height: 100%;
    display: flex;
    align-items: center;
    border-radius: 50px;
    transition: all 0.3s;
}

.header-nav .nav-link:hover {
    background-color: rgba(0, 0, 0, 0.05);
}

.dropdown-icon {
    width: 18px;
    height: 18px;
    object-fit: contain;
}

.dropdown-icon.rotated {
    transform: rotate(180deg);
}

.btn-login {
    background: white;
    border: 1px solid #E0E0E0;
    border-radius: 12px;
    height: 48px;
    padding: 20px 24px;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    font-family: 'Poppins', sans-serif;
    font-weight: 500;
    font-size: 16px;
    line-height: 24px;
    color: #F05D49 !important;
    box-shadow: inset -1px -1px 4px 0px rgba(0, 0, 0, 0.3), 
                inset 3px 3px 4px 0px rgba(255, 255, 255, 0.35);
    transition: all 0.3s;
}

.btn-login:hover {
    box-shadow: inset -1px -1px 4px 0px rgba(0, 0, 0, 0.4), 
                inset 3px 3px 4px 0px rgba(255, 255, 255, 0.45);
    transform: translateY(-1px);
}

.sparkle-icon {
    width: 20px;
    height: 20px;
    object-fit: contain;
    flex-shrink: 0;
}

@media (max-width: 991px) {
    .header .navbar .container-fluid {
        gap: 20px;
        padding-left: 15px;
        padding-right: 15px;
    }
    
    .header-logo {
        width: 150px;
        height: auto;
    }
}

.btn-primary {
    background-color: #F05D49;
    border-color: #F05D49;
}

.btn-primary:hover {
    background-color: #C82333;
    border-color: #BD2130;
}

/* Hero Section */
.hero-section {
    position: relative;
    width: 100%;
    height: 730px;
    background: white;
    overflow: hidden;
}

.hero-container {
    position: relative;
    width: 1440px;
    height: 680px;
    max-width: 100%;
    margin: 0 auto;
}

/* Background Circles */
.hero-circle {
    position: absolute;
}

.hero-circle-1 {
    width: 414px;
    height: 414px;
    left: 1026px;
    top: 266px;
    border-radius: 490px;
    background: radial-gradient(50% 50% at 50% 50%, rgba(240, 93, 73, 0.16) 0%, rgba(240, 93, 73, 0.00) 100%);
    transform: rotate(180deg) scaleY(-1);
}

.hero-circle-2 {
    width: 414px;
    height: 414px;
    left: -22px;
    top: 311.96px;
    border-radius: 304.116px;
    border: 0.884px solid rgba(68, 68, 68, 0.25);
    background: radial-gradient(50% 50% at 50% 50%, rgba(240, 93, 73, 0.16) 0%, rgba(240, 93, 73, 0.00) 100%);
    position: relative;
}

/* Small Ellipses inside hero-circle-2 */
.hero-ellipse {
    position: absolute;
    left: 50%;
    top: 50%;
    transform: translate(-50%, -50%);
    object-fit: contain;
}

.hero-ellipse-1 {
    width: 162px;
    height: 162px;
}

.hero-ellipse-2 {
    width: 265px;
    height: 265px;
}

.hero-ellipse-3 {
    width: 344px;
    height: 344px;
}

.hero-circle-3 {
    width: 490px;
    height: 490px;
    left: -201px;
    top: 14px;
    border-radius: 490px;
    background: radial-gradient(50% 50% at 50% 50%, rgba(240, 93, 73, 0.16) 0%, rgba(240, 93, 73, 0.00) 100%);
}

.hero-circle-4 {
    width: 392px;
    height: 392px;
    left: 177px;
    top: 204px;
    border: 0.608px solid rgba(240, 93, 73, 0.3);
    border-radius: 304.116px;
    background: transparent;
}

.hero-dot {
    position: absolute;
    border-radius: 50%;
    background: #F05D49;
}

.hero-dot-1 {
    width: 22px;
    height: 22px;
    left: 52px;
    top: 386px;
    opacity: 0.6;
}

.hero-dot-2 {
    width: 42.84px;
    height: 42.84px;
    left: 248.57px;
    top: 623.05px;
    background: #A3A3A3;
}

/* Main Heading */
.hero-heading {
    position: absolute;
    left: 150px;
    top: 64px;
    font-family: 'Poppins', sans-serif;
    font-weight: 700;
    font-size: 36px;
    line-height: 48px;
    color: #000000;
    margin: 0;
    z-index: 2;
    display: flex;
    flex-direction: column;
    width: 491px;
}

.hero-heading .heading-line-1,
.hero-heading .heading-line-2 {
    display: block;
    white-space: nowrap;
}

.hero-heading .text-gradient {
    background: linear-gradient(191.06deg, #F05D49 0%, #501F18 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

/* Doctors Image */
.doctors-image-wrapper {
    position: absolute;
    left: 196px;
    top: 209px;
    width: 619px;
    height: 413px;
    z-index: 1;
    overflow: visible;
}

.doctors-circle-outer {
    position: absolute;
    width: 392px;
    height: 392px;
    left: -25px;
    top: 18px;
    border: 0.608px solid rgba(240, 93, 73, 0.3);
    border-radius: 50%;
    background: transparent;
    z-index: 1;
    pointer-events: none;
}

.doctors-circle-inner {
    position: absolute;
    width: 392px;
    height: 392px;
    left: 3px;
    top: 21px;
    border-radius: 50%;
    overflow: hidden;
    background: #FDEAE7;
    border: 0.608px solid #F05D49;
    z-index: 3;
}

.doctors-image {
    width: 619px;
    height: 413px;
    object-fit: cover;
    object-position: center center;
    position: absolute;
    left: -90px;
    top: -10px;
    clip-path: circle(196px at 309.5px 206.5px);
    -webkit-clip-path: circle(317px at 309.5px 206.5px);
}

/* Stat Cards */
.stat-card {
    position: absolute;
    background: #F5F5F4;
    border: 0.765px solid #F05D49;
    border-radius: 16px;
    box-shadow: 0px 18.36px 38.25px rgba(0, 0, 0, 0.15);
    padding: 18.36px;
    z-index: 3;
}

.stat-card-1 {
    left: 535px;
    top: 188px;
    width: 149.72px;
    text-align: center;
}

.stat-card-2 {
    left: 71px;
    top: 422px;
    width: 251px;
    height: 100px;
    display: flex;
    align-items: center;
    gap: 15px;
    padding-left: 16px;
}

.stat-card-2 .stat-content {
    display: flex;
    flex-direction: column;
    gap: 0;
}

.stat-card-3 {
    left: 501px;
    top: 507px;
    width: 271px;
    height: 83px;
    display: flex;
    align-items: center;
    gap: 12px;
    padding-left: 12px;
}

.stat-card-3 .stat-content {
    display: flex;
    flex-direction: column;
    gap: 0;
}

.stat-icon-wrapper {
    position: relative;
    width: 64px;
    height: 64px;
    margin: 0 auto 12.24px;
}

.stat-icon-bg {
    position: absolute;
    width: 64px;
    height: 62px;
    background: #F05D49;
    border-radius: 6px;
    box-shadow: 0px 8px 40px rgba(66, 61, 207, 0.16);
}

.stat-icon-white {
        position: absolute;
    width: 42.2px;
    height: 42.6px;
    left: 11.19px;
    top: 9.19px;
    background: white;
    border-radius: 6px;
}

.stat-icon-img {
    position: absolute;
    width: 32px;
    height: 35px;
    left: 17.14px;
    top: 13.64px;
    z-index: 1;
    }

.stat-icon-wrapper-small {
    position: relative;
    width: 44px;
    height: 44px;
    flex-shrink: 0;
}

.stat-icon-bg-small {
    position: absolute;
    width: 44px;
    height: 44px;
    background: #F05D49;
    border-radius: 12.24px;
}

.stat-icon-img-small {
    position: absolute;
    width: 24px;
    height: 24px;
    left: 10px;
    top: 10px;
    z-index: 1;
    filter: brightness(0) invert(1);
}

.stat-number {
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    font-size: 24px;
    line-height: 32px;
    color: #171717;
    margin: 0;
}

.stat-label {
    font-family: 'Poppins', sans-serif;
    font-weight: 400;
    font-size: 13px;
    line-height: 20px;
    color: #171717;
    opacity: 0.5;
    margin: 0;
}

.stat-label-small {
    font-family: 'Poppins', sans-serif;
    font-weight: 400;
    font-size: 13px;
    line-height: 16px;
    color: #171717;
    opacity: 0.5;
    margin: 0;
}

.stat-label-small-top {
    font-family: 'Poppins', sans-serif;
    font-weight: 400;
    font-size: 13px;
    line-height: 7px;
    color: #171717;
    opacity: 0.5;
    margin: 0;
    margin-bottom: 4px;
}

.stat-card-2 .stat-number,
.stat-card-3 .stat-number {
    margin: 0;
}

.stat-card-2 .stat-content,
.stat-card-3 .stat-content {
    display: flex;
    flex-direction: column;
}

/* Quote Form Card */
.quote-form-card {
    position: absolute;
    left: 824px;
    top: 64px;
    width: 466px;
    height: 544px;
    background: white;
    border-top: none;
    border-left: none;
    border-right: none;
    border-bottom: 4px solid #F05D49;
    border-radius: 12px;
    box-shadow: 0px 0px 9px rgba(0, 0, 0, 0.25);
    overflow: hidden;
    z-index: 4;
}

.quote-form-gradient {
    position: absolute;
    top: -39px;
    left: 332px;
    width: 190.44px;
    height: 177.33px;
    z-index: 0; /* gradient behind content */
}

.quote-form-content {
    position: relative;
    z-index: 2; /* bring insurance text above gradient image */
    padding: 29px 32px;
}

.quote-certificate-icon {
    position: absolute;
    top: -55px;
    left: 280px;
    width: 187.44px;
    height: 284.33px;
    z-index: 3;
    pointer-events: none;
    overflow: hidden;
    border-radius: 0 0 0 50px;
    
    
}

.cert-icon-img {
    width: 100%;
    height: 100%;
    object-fit: contain;
}

.quote-form-inner {
    position: relative;
}

.quote-title {
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    font-size: 18px;
    line-height: 28px;
    color: #000000;
    margin-bottom: 12px;
    position: relative;
    z-index: 4; /* ensure title is above gradient image */
}

.quote-title .text-primary {
    color: #F05D49;
}

.quote-description {
    font-family: 'Poppins', sans-serif;
    font-weight: 400;
    font-size: 12px;
    line-height: 16px;
    color: #000000;
    width: 340px;
    margin-bottom: 24px;
    position: relative;
    z-index: 4; /* ensure description is above gradient image */
}

.quote-form {
    display: flex;
    flex-direction: column;
    gap: 0px;
    margin-bottom: 16px;
}

.form-field {
    position: relative;
    width: 402px;
    height: 48px;
    background: white;
    border: 1px solid #757575;
    border-radius: 12px;
    display: flex;
    align-items: center;
    padding: 12px 16px;
    gap: 8px;
}

.form-field-select {
    justify-content: flex-start;
    cursor: pointer;
    transition: border-color 0.3s;
    padding: 12px 16px;
    position: relative;
}

.form-field-select:hover {
    border-color: #f05d49;
}

.form-field-select:focus-within {
    border-color: #f05d49;
    box-shadow: 0 0 0 2px rgba(220, 53, 69, 0.1);
}

.select-left {
    display: flex;
    align-items: center;
    gap: 6px;
    flex: 1;
}

.field-icon {
    width: 24px;
    height: 24px;
    flex-shrink: 0;
    margin-right: 8px;
}

.form-input,
.form-placeholder {
    flex: 1;
    border: none;
    outline: none;
    font-family: 'Poppins', sans-serif;
    font-weight: 400;
    font-size: 14px;
    line-height: 16px;
    color: #757575;
    background: transparent;
}

.form-select {
    position: absolute;
    top: 0;
    left: 9px;
    width: 100%;
    height: 100%;
    border: none;
    outline: none;
    font-family: 'Poppins', sans-serif;
    font-weight: 400;
    font-size: 14px;
    line-height: 16px;
    color: #757575;
    background: transparent;
    appearance: none;
    -webkit-appearance: none;
    -moz-appearance: none;
    cursor: pointer;
    padding: 0;
    padding-left: 48px;
    padding-right: 40px;
    border-radius: 12px;
    z-index: 1;
}

.form-select:focus {
    color: #111827;
    border: none;
    outline: none;
}

.form-select:valid {
    color: #111827;
}

.form-select option {
    color: #111827;
    background: #FFFFFF;
    font-size: 14px;
    padding: 8px;
}

.form-select option:disabled {
    color: #757575;
}

.dropdown-arrow {
    width: 15px;
    height: 15px;
    flex-shrink: 0;
    pointer-events: none;
    position: absolute;
    right: 16px;
    top: 50%;
    transform: translateY(-50%);
    z-index: 0;
}

.quote-disclaimer-wrapper {
    display: flex;
    align-items: flex-start;
    gap: 8px;
    margin-top: 12px;
}

.quote-checkbox {
    width: 16px;
    height: 16px;
    margin-top: 2px;
    cursor: pointer;
    accent-color: #f05d49;
    flex-shrink: 0;
}

.btn-view-quote {
    width: 402px;
    height: 48px;
    background: #F05D49;
    border: none;
    border-radius: 12px;
    font-family: 'Poppins', sans-serif;
    font-weight: 400;
    font-size: 16px;
    line-height: 24px;
    color: white;
    cursor: pointer;
    transition: background 0.3s;
}

.btn-view-quote:hover {
    background: #E04A39;
}

.certified-rm {
    width: 302px;
    height: 36px;
    background: linear-gradient(to right, white 0.871%, #FDEEEC 41.791%);
    border-radius: 8px;
    padding: 2px 8px;
    display: flex;
    align-items: center;
    gap: 12px;
    margin: 14px auto 12px;
}

.cert-small-icon {
    width: 32px;
    height: 32px;
    flex-shrink: 0;
}

.certified-rm span {
    font-family: 'Poppins', sans-serif;
    font-weight: 500;
    font-size: 11px;
    line-height: 16px;
    color: #000000;
}

.whatsapp-toggle {
    display: flex;
    align-items: center;
    gap: 6px;
    margin: 0 auto;
    width: fit-content;
}

.whatsapp-icon {
    width: 18px;
    height: 18px;
}

.whatsapp-toggle span {
    font-family: 'Poppins', sans-serif;
    font-weight: 400;
    font-size: 12px;
    line-height: 16px;
    color: #000000;
}

.toggle-switch {
    width: 33px;
    height: 18px;
}

.quote-disclaimer {
    font-family: 'Poppins', sans-serif;
    font-weight: 400;
    font-size: 10px;
    line-height: 16px;
    color: #000000;
    text-align: left;
    margin: 0;
    cursor: pointer;
    flex: 1;
}

.link-blue {
    color: blue;
    text-decoration: none;
}

.link-blue:hover {
    text-decoration: underline;
}

/* What is Professional Indemnity Section */
.what-is-section {
    position: relative;
    width: 100%;
    height: 350px;
    background: white;
    overflow: hidden;
}


    .what-is-content {
    max-width: 820px;    
    margin-left: auto;
    margin-right: auto;
    text-align: center;
}


.what-is-title-wrapper {
    position: absolute;
    left: 50%;
    top: 64px;
    transform: translateX(-50%);
    width: 1139px;
    max-width: calc(100% - 80px);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 18px;
}

.what-is-divider {
    display: flex;
    gap: 16px;
    align-items: center;
}

.what-is-title {
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    font-size: 28px;
    line-height: 36px;
    color: #000000;
    text-align: center;
    margin: 0;
}

.what-is-content {
    position: absolute;
    left: 50%;
    top: 166px;
    transform: translateX(-50%);
    width: 1128px;
    max-width: calc(85% - 80px);
}

.what-is-text {
    font-size: 16px;
    line-height: 24px;
    text-align: center;
    white-space: normal; 


}

.what-is-text .text-bold {
    font-weight: 600;
    font-family: 'Poppins', sans-serif;
}

.what-is-text:last-child {
    margin-top: 0;
}

/* Section Dividers */
.section-divider {
    width: 184px;
    height: 4px;
    background: linear-gradient(to right, 
        #F05D49 0%, 
        #F05D49 8.7%, 
        transparent 8.7%, 
        transparent 26%, 
        #F05D49 26%, 
        #F05D49 91.3%, 
        transparent 91.3%, 
        transparent 100%);
    margin: 0 auto;
}

/* Why Essential Section */
.why-essential-section {
    position: relative;
    width: 100%;
    height: 512px;
    background: white;
    overflow: visible;
}

.why-essential-container {
    position: relative;
    width: 1440px;
    height: 578px;
    max-width: calc(100% - 80px);
    margin: 0 auto;
    padding: 0 40px;
    box-sizing: border-box;
    overflow: visible;
}

.why-essential-content {
    position: absolute;
    left: 50%;
    top: 70px;
    transform: translateX(calc(-50% - 216px));
    width: 625px;
    max-width: calc(50% - 20px);
    display: flex;
    flex-direction: column;
    gap: 32px;
    align-items: flex-start;
    box-sizing: border-box;
}

.why-essential-title-wrapper {
    display: flex;
    flex-direction: column;
    gap: 18px;
    width: 100%;
}

.why-essential-divider {
    display: flex;
    gap: 16px;
    align-items: center;
}

/* Line break in why-essential heading: show only on mobile */
.why-essential-title-br {
    display: none;
}

.why-essential-title {
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    font-size: 28px;
    line-height: 36px;
    color: #000000;
    margin: 0;
    width: 100%;
    max-width: 625px;
    white-space: pre-wrap;
    text-align: left;
}

.why-essential-text {
    font-family: 'Poppins', sans-serif;
    font-weight: 400;
    font-size: 16px;
    line-height: 24px;
    color: #000000;
    width: 100%;
    text-align: left;
}

.why-essential-paragraph {
    margin: 0;
    margin-bottom: 0;
    white-space: normal;
    line-height: 24px;
    width: 100%;
}

.why-essential-list {
    list-style: disc;
    margin: 0;
    padding-left: 1.5em;
    margin-top: 0;
    margin-bottom: 0;
}

.why-essential-list li {
    margin-bottom: 0;
    line-height: 24px;
    font-size: 16px;
}

.why-essential-text .text-bold {
    font-weight: 600;
    font-family: 'Poppins', sans-serif;
}

.why-essential-image-wrapper {
    position: absolute;
    right: 100px;
    top: 50%;
    transform: translateY(-50%);
    width: 380px;
    height: 270px;
    max-width: calc(50% - 20px);
    border-radius: 12px;
    overflow: hidden;
    z-index: 1;
    box-sizing: border-box;
}

.why-essential-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
    border-radius: 12px;
    display: block;
    
}

/* How It Works Section */
.how-it-works-section {
    position: relative;
    width: 100%;
    height: 654px;
    background: white;
    overflow: hidden;
}

.how-it-works-container {
    position: relative;
    width: 1440px;
    height: 654px;
    max-width: calc(100% - 80px);
    margin: 0 auto;
    padding: 0 40px;
    box-sizing: border-box;
}

.how-it-works-title-wrapper {
    position: absolute;
    left: 50%;
    top: 64px;
    transform: translateX(-50%);
    width: 1139px;
    max-width: calc(100% - 80px);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 18px;
}

.how-it-works-divider {
    display: flex;
    gap: 16px;
    align-items: center;
}

.divider-part {
    height: 4px;
    background: #F05D49;
    border-radius: 10px;
}

.divider-part:first-child,
.divider-part:last-child {
    width: 16px;
}

.divider-part-long {
    width: 120px;
}

.how-it-works-title {
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    font-size: 28px;
    line-height: 36px;
    color: #000000;
    text-align: center;
    margin: 0;
}

.process-steps-wrapper {
    position: absolute;
    top: 200px;
    left: 50%;
    transform: translateX(-50%);
    width: 1140px;
    max-width: calc(100% - 80px);
    display: flex;
    justify-content: center;
    gap: 20px;
}

.process-step {
    position: relative;
    display: flex;
    flex-direction: column;
    align-items: center;
    width: 255px;
}

.process-circle {
    position: relative;
    width: 255px;
    height: 255px;
    background: white;
    border-radius: 500px;
    box-shadow: 0px 0px 4px rgba(0, 0, 0, 0.25);
    overflow: hidden;
    margin-bottom: 20px;
}

.process-icon-img {
    position: absolute;
    object-fit: contain;
}

.process-step:nth-child(1) .process-icon-img {
    width: 173px;
    height: 132px;
    left: 41px;
    top: 61px;
}

.process-step:nth-child(2) .process-icon-img {
    width: 207px;
    height: 91px;
    left: 24px;
    top: 82px;
}

.process-step:nth-child(3) .process-icon-img {
    width: 156px;
    height: 165px;
    left: 50px;
    top: 45px;
}

.process-step:nth-child(4) .process-icon-img {
    width: 116px;
    height: 175px;
    left: 70px;
    top: 40px;
}

.process-title {
    font-family: 'Poppins', sans-serif;
    font-weight: 500;
    font-size: 20px;
    line-height: 28px;
    color: #000000;
    text-align: center;
    margin: 0;
    margin-top: 20px;
}

.process-description {
    font-family: 'Poppins', sans-serif;
    font-weight: 400;
    font-size: 14px;
    line-height: 20px;
    color: #000000;
    text-align: center;
    width: 223px;
    margin: 0;
    margin-top: 8px;
}


/* Preferred Choice Section */
.preferred-choice-section {
    position: relative;
    width: 100%;
    min-height: 900px;
    background: white;
    overflow: hidden;
}

.preferred-choice-container {
    position: relative;
    width: 1440px;
    max-width: calc(100% - 80px);
    margin: 0 auto;
    padding: 0 40px 100px;
    box-sizing: border-box;
}

.preferred-choice-title-wrapper {
    position: absolute;
    left: 50%;
    top: 64px;
    transform: translateX(-50%);
    width: 1139px;
    max-width: calc(100% - 80px);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 18px;
}

.preferred-choice-divider {
    display: flex;
    gap: 16px;
    align-items: center;
}

.preferred-choice-title {
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    font-size: 28px;
    line-height: 36px;
    color: #000000;
    text-align: center;
    margin: 0;
}

.preferred-card-wrapper {
    position: absolute;
    left: 50%;
    top: 170px;
    transform: translateX(-50%);
    width: 1140px;
    max-width: calc(100% - 80px);
    display: flex;
    flex-direction: column;
    align-items: center;
}

.preferred-card-wrapper-2 {
    top: 467px;
}

.preferred-card-banner {
    position: relative;
    width: 823px;
    height: 37px;
    background: #FDEAE7;
    border-radius: 24px 24px 0 0;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 11px;
}

.preferred-banner-icon {
    width: 24px;
    height: 24px;
    flex-shrink: 0;
}

.preferred-banner-text {
    font-family: 'Poppins', sans-serif;
    font-weight: 500;
    font-size: 12px;
    line-height: 16px;
    color: #000000;
}

.preferred-card {
    position: relative;
    width: 1140px;
    height: 240px;
    background: rgba(255, 255, 255, 0.2);
    border-radius: 24px;
    box-shadow: 0px 0px 6px 0px rgba(0, 0, 0, 0.25);
    overflow: hidden;
}

/* Wrapper divs for mobile layout - desktop: no layout effect */
.preferred-card-header-mobile,
.preferred-card-pricing-row,
.preferred-cover-col,
.preferred-starting-col {
    display: contents;
}

.preferred-logo-box {
    position: absolute;
    left: 24px;
    top: 24px;
    width: 136px;
    height: 56px;
    background: white;
    border-radius: 12px;
    box-shadow: 0px 0px 2px 0px rgba(0, 0, 0, 0.25);
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 6px;
}

.preferred-logo-img {
    width: 125px;
    height: 116px;
    object-fit: contain;
}

.preferred-policy-name {
    position: absolute;
    left: 180px;
    top: 29px;
    font-family: 'Poppins', sans-serif;
    font-weight: 500;
    font-size: 16px;
    line-height: 24px;
    color: #000000;
    margin: 0;
}

.preferred-company-name {
    position: absolute;
    left: 180px;
    top: 59px;
    font-family: 'Poppins', sans-serif;
    font-weight: 400;
    font-size: 12px;
    line-height: 16px;
    color: #000000;
    margin: 0;
}

.preferred-cover-label {
    position: absolute;
    left: 676px;
    top: 33px;
    font-family: 'Poppins', sans-serif;
    font-weight: 400;
    font-size: 14px;
    line-height: 20px;
    color: #737373;
    margin: 0;
}

.preferred-cover-amount {
    position: absolute;
    left: 676px;
    top: 64px;
    font-family: 'Poppins', sans-serif;
    font-weight: 500;
    font-size: 20px;
    line-height: 28px;
    color: #000000;
    margin: 0;
}

.preferred-cover-amount-2 {
    font-weight: 500;
}

.preferred-badge {
    position: absolute;
    left: 783px;
    top: 63px;
    background: white;
    padding: 4px 10px;
    border-radius: 12px;
    box-shadow: 0px 0px 4px 0px rgba(0, 0, 0, 0.25);
    font-family: 'Poppins', sans-serif;
    font-weight: 500;
    font-size: 14px;
    line-height: normal;
    color: #F05D49;
}

.preferred-starting-label {
    position: absolute;
    left: 942px;
    top: 33px;
    font-family: 'Poppins', sans-serif;
    font-weight: 400;
    font-size: 14px;
    line-height: 20px;
    color: #737373;
    margin: 0;
}

.preferred-price-month {
    position: absolute;
    left: 942px;
    top: 57px;
    font-family: 'Poppins', sans-serif;
    font-weight: 500;
    font-size: 20px;
    line-height: 28px;
    color: #000000;
    margin: 0;
}

.preferred-price-year {
    position: absolute;
    left: 942px;
    top: 89px;
    font-family: 'Poppins', sans-serif;
    font-weight: 500;
    font-size: 14px;
    line-height: 20px;
    color: #737373;
    margin: 0;
}

.preferred-features-list {
    position: absolute;
    left: 24px;
    top: 100px;
    list-style: disc;
    margin: 0;
    padding-left: 21px;
    font-family: 'Poppins', sans-serif;
    font-weight: 400;
    font-size: 14px;
    line-height: 20px;
    color: #000000;
}

.preferred-features-list li {
    margin-bottom: 0;
}

.preferred-features-list li:last-child {
    margin-bottom: 0;
}

.preferred-view-features {
    position: absolute;
    left: 24px;
    top: 197px;
    font-family: 'Poppins', sans-serif;
    font-weight: 500;
    font-size: 14px;
    line-height: 20px;
    color: #A03E31;
    text-decoration: none;
}

.preferred-view-features:hover {
    text-decoration: underline;
}

.preferred-discount-text {
    position: absolute;
    left: 783px;
    top: 197px;
    font-family: 'Poppins', sans-serif;
    font-weight: 500;
    font-size: 14px;
    line-height: 20px;
    color: #A03E31;
    margin: 0;
}

.preferred-check-btn {
    position: absolute;
    left: 676px;
    top: 133px;
    width: 440px;
    height: 48px;
    background: #F05D49;
    border: none;
    border-radius: 12px;
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    font-size: 16px;
    line-height: 24px;
    color: white;
    cursor: pointer;
    transition: background 0.3s;
}

.preferred-check-btn:hover {
    background: #E04A39;
}

.preferred-disclaimer {
    position: absolute;
    left: 50%;
    top: 776px;
    transform: translateX(-50%);
    width: 1140px;
    max-width: calc(100% - 80px);
    font-family: 'Poppins', sans-serif;
    font-style: italic;
    font-weight: 400;
    font-size: 12px;
    line-height: normal;
    color: #757575;
    margin: 0;
    white-space: pre-wrap;
}

/* Insurance Cards - Legacy */
.insurance-card {
    transition: transform 0.3s;
}

.insurance-card:hover {
    transform: translateY(-3px);
}

.logo-placeholder {
    min-height: 60px;
    display: flex;
    align-items: center;
    justify-content: center;
}

/* Benefits Section */
.benefits-section {
    position: relative;
    width: 100%;
    min-height: 450px;
    background: white;
    overflow: hidden;
}

.benefits-container {
    position: relative;
    width: 1440px;
    max-width: calc(100% - 80px);
    margin: 0 auto;
    padding: 0 40px 50px;
    box-sizing: border-box;
}

.benefits-title-wrapper {
    position: absolute;
    left: 50%;
    top: 64px;
    transform: translateX(-50%);
    width: 1139px;
    max-width: calc(100% - 80px);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 18px;
}

.benefits-divider {
    display: flex;
    gap: 16px;
    align-items: center;
}

.benefits-title {
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    font-size: 28px;
    line-height: 36px;
    color: #000000;
    text-align: center;
    margin: 0;
}

.benefits-cards-wrapper {
    position: relative;
    width: 1440px;
    max-width: calc(100% - 80px);
    margin: 0 auto;
    padding: 0 40px;
    box-sizing: border-box;
}

.benefit-card {
    position: absolute;
    left: 50%;
    top: 177px;
    transform: translateX(calc(-50% - 470px));
    width: 209px;
    background: #FDEAE7;
    border-radius: 12px;
    padding: 20px;
    display: flex;
    flex-direction: column;
    gap: 12px;
    align-items: flex-start;
}

.benefit-card-2 {
    left: 50%;
    transform: translateX(calc(-50% - 237px));
    height: 228px;
}

.benefit-card-3 {
    left: 50%;
    transform: translateX(calc(-50% - 4px));
    height: 228px;
}

.benefit-card-4 {
    left: 50%;
    transform: translateX(calc(-50% + 228px));
    height: 228px;
}

.benefit-card-5 {
    left: 50%;
    transform: translateX(calc(-50% + 461px));
    width: 209px;
    height: 228px;
}

.benefit-icon-wrapper {
    width: 56px;
    height: 56px;
    background: white;
    border-radius: 28px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 12px;
    flex-shrink: 0;
}

.benefit-icon-img {
    width: 32px;
    height: 32px;
    object-fit: contain;
}

.benefit-title {
    font-family: 'Poppins', sans-serif;
    font-weight: 500;
    font-size: 16px;
    line-height: 24px;
    color: #000000;
    margin: 0;
    width: 100%;
}

.benefit-title span {
    display: block;
}

.benefit-description {
    font-family: 'Poppins', sans-serif;
    font-weight: 400;
    font-size: 12px;
    line-height: 16px;
    color: #000000;
    margin: 0;
    width: 100%;
}

/* Key Features Section */
.key-features-section {
    position: relative;
    width: 100%;
    min-height: 400px;
    background: white;
    overflow: hidden;
}

.key-features-container {
    position: relative;
    width: 1440px;
    max-width: calc(100% - 80px);
    margin: 0 auto;
    padding: 0 40px 50px;
    box-sizing: border-box;
}

.key-features-title-wrapper {
    position: absolute;
    left: 50%;
    top: 64px;
    transform: translateX(-50%);
    width: 1139px;
    max-width: calc(100% - 80px);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 18px;
}

.key-features-divider {
    display: flex;
    gap: 16px;
    align-items: center;
}

.key-features-title {
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    font-size: 28px;
    line-height: 36px;
    color: #000000;
    text-align: center;
    margin: 0;
}

.key-features-cards-wrapper {
    position: relative;
    width: 1440px;
    max-width: calc(100% - 80px);
    margin: 0 auto;
    padding: 0 40px;
    box-sizing: border-box;
}

.key-feature-card {
    position: absolute;
    left: 50%;
    top: 178px;
    transform: translateX(calc(-50% - 485px));
    width: 170px;
    height: 195px;
    background: white;
    border-radius: 12px;
    box-shadow: 0px 0px 4px 0px rgba(0, 0, 0, 0.25);
    overflow: hidden;
}

.key-feature-card-2 {
    left: 50%;
    transform: translateX(calc(-50% - 291px));
}

.key-feature-card-3 {
    left: 50%;
    transform: translateX(calc(-50% - 97px));
}

.key-feature-card-4 {
    left: 50%;
    transform: translateX(calc(-50% + 97px));
}

.key-feature-card-5 {
    left: 50%;
    transform: translateX(calc(-50% + 291px));
}

.key-feature-card-6 {
    left: 50%;
    transform: translateX(calc(-50% + 485px));
}

.key-feature-icon-wrapper {
    position: absolute;
    left: 37px;
    top: 16px;
    width: 97px;
    height: 100px;
    overflow: hidden;
}

.key-feature-icon-wrapper-2 {
    left: 24px;
    top: 28px;
    width: 122px;
    height: 76px;
}

.key-feature-icon-wrapper-3 {
    left: 27px;
    top: 29px;
    width: 116px;
    height: 76px;
}

.key-feature-icon-wrapper-4 {
    left: 38px;
    top: 17px;
    width: 94px;
    height: 100px;
}

.key-feature-icon-wrapper-5 {
    left: 30px;
    top: 23px;
    width: 110px;
    height: 91px;
}

.key-feature-icon-wrapper-6 {
    left: 28px;
    top: 29px;
    width: 113px;
    height: 80px;
}

.key-feature-icon-img {
    width: 100%;
    height: 100%;
    object-fit: contain;
    display: block;
}

.key-feature-text {
    position: absolute;
    left: 50%;
    top: 131px;
    transform: translateX(-50%);
    width: 150px;
    font-family: 'Poppins', sans-serif;
    font-weight: 500;
    font-size: 12px;
    line-height: 16px;
    color: #000000;
    text-align: center;
    margin: 0;
    white-space: pre-wrap;
}

/* Feature Cards - Legacy */
.feature-card {
    transition: transform 0.3s;
}

.feature-card:hover {
    transform: translateY(-5px);
}

.feature-icon {
    color: #F05D49;
}

/* FAQ Section */
.faq-section {
    position: relative;
    width: 100%;
    min-height: 600px;
    background: white;
    overflow: hidden;
}

.faq-container {
    position: relative;
    width: 1440px;
    max-width: calc(100% - 80px);
    margin: 0 auto;
    padding: 0 40px 50px;
    box-sizing: border-box;
}

.faq-title-wrapper {
    position: absolute;
    left: 50%;
    top: 64px;
    transform: translateX(-50%);
    width: 1140px;
    max-width: calc(100% - 80px);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 20px;
}

.faq-divider {
    display: flex;
    gap: 16px;
    align-items: center;
}

.faq-title {
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    font-size: 28px;
    line-height: 59px;
    color: #111111;
    text-align: center;
    margin: 0;
}

.faq-tabs-wrapper {
    position: absolute;
    left: 50%;
    top: 178px;
    transform: translateX(-50%);
    width: 1140px;
    max-width: calc(100% - 80px);
    display: flex;
    gap: 39px;
    align-items: center;
}

.faq-tabs {
    display: flex;
    gap: 16px;
    align-items: center;
    flex: 1;
}

.faq-tab {
    display: flex;
    flex-direction: column;
    gap: 4px;
    align-items: center;
    cursor: pointer;
}

.faq-tab-active .faq-tab-text {
    color: #F05D49;
}

.faq-tab-active .faq-tab-line {
    height: 2px;
    background: #F05D49;
    width: 100%;
}

.faq-tab-text {
    font-family: 'Poppins', sans-serif;
    font-weight: 500;
    font-size: 14px;
    line-height: 20px;
    color: #000000;
    text-align: center;
    margin: 0;
    white-space: pre-wrap;
}

.faq-tab-line {
    height: 0;
    width: 100%;
    background: transparent;
}

.faq-search-box {
    width: 195px;
    height: 40px;
    background: white;
    border: 1px solid #CECECE;
    border-radius: 10px;
    display: flex;
    align-items: center;
    gap: 23px;
    padding: 4px 12px;
    flex-shrink: 0;
}

.faq-search-icon-wrapper {
    width: 24px;
    height: 24px;
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
}

.faq-search-icon-wrapper svg {
    width: 100%;
    height: 100%;
}

.faq-search-text {
    font-family: 'Poppins', sans-serif;
    font-weight: 400;
    font-size: 14px;
    line-height: 20px;
    color: #CECECE;
}

.faq-items-wrapper {
    position: absolute;
    left: 50%;
    top: 255px;
    transform: translateX(-50%);
    width: 1128px;
    max-width: calc(100% - 80px);
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.faq-item {
    width: 100%;
}

.faq-item-button {
    width: 100%;
    background: white;
    border: none;
    border-radius: 10px;
    box-shadow: 0px 0px 2px 0px rgba(0, 0, 0, 0.25);
    padding: 12px;
    display: flex;
    align-items: center;
    gap: 8px;
    cursor: pointer;
    transition: all 0.3s;
}

.faq-item-button:hover {
    box-shadow: 0px 0px 4px 0px rgba(0, 0, 0, 0.35);
}

.faq-item-question {
    flex: 1;
    font-family: 'Poppins', sans-serif;
    font-weight: 400;
    font-size: 16px;
    line-height: 24px;
    color: #000000;
    text-align: left;
    margin: 0;
    white-space: pre-wrap;
}

.faq-item-arrow {
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    transform: rotate(180deg);
}

.faq-arrow-icon {
    width: 24px;
    height: 24px;
}

/* Legacy FAQ Styles */
.accordion-button {
    font-weight: 600;
}

.accordion-button:not(.collapsed) {
    background-color: #F05D49;
    color: white;
}

.accordion-button:focus {
    box-shadow: 0 0 0 0.25rem rgba(220, 53, 69, 0.25);
}

/* FAQ (legacy tabs/accordion section) - remove question background/border */
.faq-legacy .accordion-item {
    background: transparent;
    border: 0;
    border-bottom: 2px solid #e5e7eb;
}

.faq-legacy .accordion-item:last-child {
    border-bottom: 0;
}

.faq-legacy .accordion-button,
.faq-legacy .accordion-button.collapsed {
    background: transparent;
    border: 0;
    box-shadow: none;
}

.faq-legacy .accordion-button:not(.collapsed) {
    background: transparent;
    color: inherit;
}

.faq-legacy .accordion-button:focus {
    box-shadow: none;
}

/* FAQ heading should not be uppercase (match other headings) */
.faq-legacy .faq-title {
    text-transform: none;
}

/* FAQ tabs height reduction (Doctors/Hospitals/...) */
.faq-legacy .nav-tabs {
    margin-bottom: 0;
}

/* FAQ tabs layout */
/* Desktop: full width, centered, no scrollbar indicator */
.faq-legacy #faqTab.nav-tabs {
    display: flex;
    width: 100%;
    justify-content: left;
    gap: 18px;
    background: transparent;
    overflow: visible !important; /* override bootstrap overflow-auto */
}

/* Mobile: allow horizontal scroll */
@media (max-width: 768px) {
    .faq-legacy #faqTab.nav-tabs {
        justify-content: flex-start;
        gap: 10px;
        overflow-x: auto !important;
        overflow-y: hidden !important;
        -webkit-overflow-scrolling: touch;
        scrollbar-width: none; /* Firefox */
    }
    .faq-legacy #faqTab.nav-tabs::-webkit-scrollbar {
        display: none; /* Chrome/Safari */
    }
}

.faq-legacy .nav-tabs .nav-link {
    padding: 6px 10px;
    font-size: 14px;
    line-height: 18px;
}

.faq-legacy .nav-tabs .nav-link.active {
    padding: 6px 10px; /* keep height same when active */
}

.nav-tabs .nav-link {
    color: var(--dark-color);
    border: none;
    border-bottom: 2px solid transparent;
}

.nav-tabs .nav-link:hover {
    border-bottom-color: #F05D49;
}

.nav-tabs .nav-link.active {
    color: #F05D49;
    border-bottom-color: #F05D49;
    background-color: transparent;
}


/* Large screens - ensure content stays centered */
@media (min-width: 1441px) {
    .what-is-container,
    .how-it-works-container,
    .preferred-choice-container,
    .benefits-container,
    .key-features-container,
    .faq-container {
        max-width: 1440px;
    }
}

/* Responsive Adjustments */
@media (max-width: 1200px) {
    .what-is-container,
    .how-it-works-container,
    .preferred-choice-container,
    .benefits-container,
    .key-features-container,
    .faq-container {
        max-width: calc(100% - 40px);
        padding: 0 20px;
    }
    
    .what-is-title-wrapper,
    .how-it-works-title-wrapper,
    .preferred-choice-title-wrapper,
    .benefits-title-wrapper,
    .key-features-title-wrapper,
    .faq-title-wrapper {
        max-width: calc(100% - 40px);
    }
    
    .what-is-content {
        max-width: calc(100% - 40px);
    }
    
    .what-is-text {
        font-size: 14px;
        line-height: 22px;
    }
    
    .process-steps-wrapper {
        max-width: calc(100% - 40px);
    }
    
    .process-step {
        flex: 1;
        max-width: 255px;
    }
    
    .preferred-card-wrapper,
    .preferred-disclaimer {
        max-width: 100%;
    }
}

@media (max-width: 1440px) {
    
    .what-is-container,
    .how-it-works-container,
    .preferred-choice-container,
    .benefits-container,
    .key-features-container,
    .faq-container {
        max-width: calc(100% - 40px);
        padding: 0 20px;
    }
    
    .process-steps-wrapper {
        max-width: calc(100% - 40px);
    }
    
    .process-step {
        flex: 1;
        max-width: 255px;
    }
    
    .preferred-card-wrapper,
    .preferred-disclaimer {
        max-width: calc(100% - 40px);
    }
    
    .faq-tabs-wrapper,
    .faq-items-wrapper {
        max-width: calc(100% - 40px);
    }
    
}

@media (max-width: 1200px) {
    .process-steps-wrapper {
        flex-wrap: wrap;
        justify-content: center;
        gap: 40px;
    }
    
    .process-step {
        flex: 0 0 calc(50% - 20px);
        max-width: 255px;
    }
    
    .preferred-choice-container {
        width: 100%;
        padding: 0 20px;
    }
    
    .preferred-choice-title-wrapper {
        left: auto;
        width: 100%;
        margin-left: auto;
        margin-right: auto;
        text-align: center;
    }
    
    .preferred-card-wrapper {
        left: 20px;
        width: calc(100% - 40px);
        position: relative;
        top: auto;
        margin-bottom: 40px;
    }
    
    .preferred-card-wrapper-2 {
        top: auto;
    }
    
    .preferred-card {
        width: 100%;
        height: auto;
        min-height: 240px;
        padding: 20px;
    }
    
    .preferred-disclaimer {
        left: 20px;
        width: calc(100% - 40px);
        position: relative;
        top: auto;
        margin-top: 40px;
    }
    
    .benefits-container {
        width: 100%;
        padding: 0 20px;
    }
    
    .what-is-title-wrapper {
        position: relative;
        left: auto;
        top: auto;
        width: 100%;
        margin-bottom: 30px;
    }
    
    .what-is-content {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        max-width: 100%;
    }
    
    .what-is-text {
        font-size: 14px;
        line-height: 22px;
    }
    
    .benefits-title-wrapper {
        left: auto;
        width: 100%;
        margin-left: auto;
        margin-right: auto;
        text-align: center;
    }
    
    .benefits-cards-wrapper {
        width: 100%;
    }
    
    .benefit-card {
        position: relative;
        left: auto;
        top: auto;
        width: calc(50% - 15px);
        margin-bottom: 20px;
        height: auto;
        min-height: 228px;
    }
    
    .benefit-card-2,
    .benefit-card-3,
    .benefit-card-4,
    .benefit-card-5 {
        left: auto;
        position: relative;
    }
}

@media (max-width: 768px) {
    
    .section-divider {
        width: 120px;
    }
    
    .insurance-card .row > div {
        margin-bottom: 1rem;
    }
    
    
    .what-is-section {
        height: auto;
        min-height: 390px;
        padding: 40px 20px;
    }
    
    .what-is-container {
        width: 100%;
        height: auto;
        position: relative;
    }
    
    .how-it-works-section {
        height: auto;
        min-height: 654px;
        padding: 40px 20px;
    }
    
    .how-it-works-container {
        width: 100%;
        height: auto;
        position: relative;
    }
    
    .how-it-works-title-wrapper {
        position: relative;
        left: auto;
        top: auto;
        width: 100%;
        margin-bottom: 40px;
    }
    
    .process-steps-wrapper {
        position: relative;
        left: auto;
        top: auto;
        width: 100%;
        flex-direction: column;
        align-items: center;
        gap: 40px;
        margin-top: 40px;
    }
    
    .process-step {
        width: 100%;
        max-width: 255px;
    }
    
    .key-features-section {
        padding: 40px 20px;
        min-height: auto;
    }
    
    .key-features-container {
        width: 100%;
        padding-bottom: 40px;
    }
    
    .key-features-title-wrapper {
        position: relative;
        left: auto;
        top: auto;
        width: 100%;
        margin-bottom: 40px;
    }
    
    .key-features-cards-wrapper {
        width: 100%;
    }
    
    .key-feature-card {
        position: relative;
        left: auto;
        top: auto;
        width: 100%;
        max-width: 170px;
        margin: 0 auto 20px;
        height: auto;
        min-height: 195px;
    }
    
    .key-feature-card-2,
    .key-feature-card-3,
    .key-feature-card-4,
    .key-feature-card-5,
    .key-feature-card-6 {
        left: auto;
        position: relative;
        width: 100%;
        max-width: 170px;
    }
    
    .key-feature-icon-wrapper,
    .key-feature-icon-wrapper-2,
    .key-feature-icon-wrapper-3,
    .key-feature-icon-wrapper-4,
    .key-feature-icon-wrapper-5,
    .key-feature-icon-wrapper-6 {
        position: relative;
        left: auto;
        top: auto;
        width: auto;
        height: auto;
        max-width: 122px;
        max-height: 100px;
        margin: 20px auto;
    }
    
    .key-feature-text {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        max-width: 150px;
        margin: 20px auto;
    }
    
    .faq-section {
        padding: 40px 20px;
        min-height: auto;
    }
    
    .faq-container {
        width: 100%;
        padding-bottom: 40px;
    }
    
    .faq-title-wrapper {
        position: relative;
        left: auto;
        top: auto;
        width: 100%;
        margin-bottom: 40px;
    }
    
    .faq-tabs-wrapper {
        position: relative;
        left: auto;
        top: auto;
        width: 100%;
        flex-direction: column;
        gap: 20px;
        align-items: flex-start;
    }
    
    .faq-tabs {
        width: 100%;
        flex-wrap: wrap;
        gap: 12px;
    }
    
    .faq-tab {
        flex: 0 0 auto;
    }
    
    .faq-search-box {
        width: 100%;
        max-width: 195px;
    }
    
    .faq-items-wrapper {
        position: relative;
        left: auto;
        top: auto;
        width: 100%;
        margin-top: 40px;
    }
    
    .faq-item-button {
        flex-wrap: wrap;
    }
    
    .faq-item-question {
        width: 100%;
        margin-bottom: 8px;
    }
    
    .benefits-section {
        padding: 40px 20px;
        min-height: auto;
    }
    
    .benefits-container {
        width: 100%;
        padding-bottom: 40px;
    }
    
    .benefits-title-wrapper {
        position: relative;
        left: auto;
        top: auto;
        width: 100%;
        margin-bottom: 40px;
    }
    
    .benefits-cards-wrapper {
        width: 100%;
    }
    
    .benefit-card {
        position: relative;
        left: auto;
        top: auto;
        width: 100%;
        max-width: 209px;
        margin: 0 auto 20px;
        height: auto;
        min-height: 228px;
    }
    
    .benefit-card-2,
    .benefit-card-3,
    .benefit-card-4,
    .benefit-card-5 {
        left: auto;
        position: relative;
        width: 100%;
        max-width: 209px;
    }
    
    .benefit-card-5 {
        max-width: 169px;
    }
    
    .faq-container {
        width: 100%;
        padding: 0 20px;
    }
    
    .faq-title-wrapper {
        left: auto;
        width: 100%;
        margin-left: auto;
        margin-right: auto;
        text-align: center;
    }
    
    .faq-tabs-wrapper {
        left: 20px;
        width: calc(100% - 40px);
        flex-direction: column;
        gap: 20px;
        align-items: flex-start;
    }
    
    .faq-tabs {
        width: 100%;
        flex-wrap: wrap;
        gap: 12px;
    }
    
    .faq-search-box {
        width: 100%;
        max-width: 195px;
    }
    
    .faq-items-wrapper {
        left: 20px;
        width: calc(100% - 40px);
    }
    
    .key-features-container {
        width: 100%;
        padding: 0 20px;
    }
    
    .key-features-title-wrapper {
        left: auto;
        width: 100%;
        margin-left: auto;
        margin-right: auto;
        text-align: center;
    }
    
    .key-features-cards-wrapper {
        width: 100%;
    }
    
    .key-feature-card {
        position: relative;
        left: auto;
        top: auto;
        width: calc(50% - 15px);
        margin-bottom: 20px;
        height: auto;
        min-height: 195px;
    }
    
    .key-feature-card-2,
    .key-feature-card-3,
    .key-feature-card-4,
    .key-feature-card-5,
    .key-feature-card-6 {
        left: auto;
        position: relative;
    }
    
    .key-feature-icon-wrapper,
    .key-feature-icon-wrapper-2,
    .key-feature-icon-wrapper-3,
    .key-feature-icon-wrapper-4,
    .key-feature-icon-wrapper-5,
    .key-feature-icon-wrapper-6 {
        position: relative;
        left: auto;
        top: auto;
        width: auto;
        height: auto;
        margin: 20px auto;
    }
    
    .key-feature-text {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        margin: 20px 0;
    }
    
    .preferred-choice-section {
        padding: 40px 20px;
        min-height: auto;
    }
    
    .preferred-choice-container {
        width: 100%;
        padding-bottom: 40px;
    }
    
    .preferred-choice-title-wrapper {
        position: relative;
        left: auto;
        top: auto;
        width: 100%;
        margin-bottom: 40px;
    }
    
    .preferred-card-wrapper {
        position: relative;
        left: auto;
        top: auto;
        width: 100%;
        margin-bottom: 40px;
    }
    
    .preferred-card-banner {
        width: 100%;
        max-width: 823px;
    }
    
    .preferred-card {
        width: 100%;
        height: auto;
        min-height: 400px;
        position: relative;
        padding: 20px;
    }
    
    .preferred-logo-box,
    .preferred-policy-name,
    .preferred-company-name,
    .preferred-cover-label,
    .preferred-cover-amount,
    .preferred-badge,
    .preferred-starting-label,
    .preferred-price-month,
    .preferred-price-year,
    .preferred-features-list,
    .preferred-view-features,
    .preferred-discount-text,
    .preferred-check-btn {
        position: relative;
        left: auto;
        top: auto;
        margin: 10px 0;
    }
    
    .preferred-check-btn {
        width: 100%;
        max-width: 440px;
        margin: 20px auto;
        display: block;
    }
    
    .preferred-disclaimer {
        position: relative;
        left: auto;
        top: auto;
        width: 100%;
        margin-top: 40px;
    }
}

/* Additional Utility Classes */
.text-primary {
    color: #F05D49 !important;
}

.bg-primary {
    background-color: #F05D49 !important;
}

.shadow-sm {
    box-shadow: 0 0.125rem 0.25rem rgba(0, 0, 0, 0.075) !important;
}

.shadow-lg {
    box-shadow: 0 1rem 3rem rgba(0, 0, 0, 0.175) !important;
}

/* Tablet Responsive Styles */
@media (max-width: 991px) and (min-width: 481px) {
    /* Hero Section Tablet */
    .hero-section {
        height: auto;
        min-height: 600px;
        padding: 40px 24px;
    }
    
    .hero-container {
        width: 100%;
        height: auto;
        position: relative;
    }
    
    .hero-heading {
        position: relative;
        left: auto;
        top: auto;
        width: 100%;
        text-align: center;
        margin-bottom: 30px;
        font-size: 32px;
        line-height: 42px;
    }
    
    .doctors-image-wrapper {
        position: relative;
        left: auto;
        top: auto;
        width: 100%;
        max-width: 500px;
        height: auto;
        margin: 30px auto;
    }
    
    .stat-card {
        position: relative;
        left: auto !important;
        top: auto !important;
        transform: none !important;
        margin: 15px auto;
    }
    
    .quote-form-card {
        position: relative;
        left: auto;
        top: auto;
        width: 100%;
        max-width: 500px;
        margin: 30px auto 0;
    }
    
    /* Why Essential Tablet */
    .why-essential-container {
        flex-direction: column;
        gap: 30px;
    }
    
    .why-essential-content {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        max-width: 100%;
    }
    
    .why-essential-image-wrapper {
        position: relative;
        right: auto;
        top: auto;
        transform: none;
        width: 100%;
        max-width: 500px;
        height: auto;
        margin: 0 auto;
    }
    
    /* Process Steps Tablet - 2 Columns */
    .process-steps-wrapper {
        display: grid;
        grid-template-columns: repeat(2, 1fr);
        gap: 30px;
    }
    
    .process-step {
        width: 100%;
        max-width: 100%;
    }
    
    /* Benefits Tablet - 3 Columns */
    .benefits-cards-wrapper {
        display: grid;
        grid-template-columns: repeat(3, 1fr);
        gap: 20px;
    }
    
    .benefit-card {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        margin: 0;
    }
    
    /* Key Features Tablet - 3 Columns */
    .key-features-cards-wrapper {
        display: grid;
        grid-template-columns: repeat(3, 1fr);
        gap: 16px;
    }
    
    .key-feature-card {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        margin: 0;
    }
}

/* Mobile Responsive Styles - Based on Figma Android Compact Design */
@media (max-width: 480px) {
    /* Header Mobile */
    .header {
        height: auto;
        min-height: 60px;
    }
    
    .header .navbar {
        height: auto;
        min-height: 60px;
    }
    
    .header .navbar .container-fluid {
        gap: 10px;
        padding: 10px 16px;
        flex-wrap: wrap;
    }
    
    .header-logo {
        width: 120px;
        height: auto;
    }
    
    .btn-login {
        height: 40px;
        padding: 10px 16px;
        font-size: 14px;
    }
    
    /* Home screen mobile: hide banner visuals - only form + heading */
    .hero-section .hero-circle,
    .hero-section .hero-dot,
    .hero-section .hero-ellipse,
    .hero-section .hero-visual {
        display: none !important;
    }
    
    /* Show desktop form card on mobile */
    .quote-form-card-desktop {
        display: block !important;
        position: relative !important;
        left: auto !important;
        top: auto !important;
        width: 100% !important;
        max-width: 100% !important;
        margin: 48px auto 0 !important;
        height: auto !important;
        min-height: auto !important;
        max-height: none !important;
        overflow: visible !important;
        padding-bottom: 0 !important;
        box-shadow: 0px 8px 24px rgba(0, 0, 0, 0.08);
        border-radius: 20px;
        border-bottom: 3px solid #F05D49;
    }
    
    /* Quote Form Card Mobile */
    .quote-form-card {
        position: relative;
        left: auto;
        top: auto;
        width: 100%;
        max-width: 100%;
        margin: 20px auto 0;
        transform: none;
    }
    
    .quote-form-gradient {
        border-radius: 20px;
        opacity: 0.6;
        z-index: 0; /* keep gradient behind content on mobile too */
        height: 250px; /* Increased height for mobile */
        width: 250px; /* Increased width for mobile */
    }
    
    .quote-form-content {
        padding: 20px 16px;
    }
    
    .quote-certificate-icon {
        width: 60px;
        height: 60px;
        margin: 0 auto 16px;
    }
    
    .cert-icon-img {
        width: 60px;
        height: 60px;
    }
    
    .quote-title {
        font-size: 16px;
        line-height: 24px;
        text-align: center;
        margin-bottom: 10px;
    }
    
    .quote-description {
        width: 100%;
        font-size: 11px;
        line-height: 16px;
        text-align: center;
        margin-bottom: 20px;
    }
    
    .quote-form {
        gap: 12px;
    }
    
    .form-field {
        width: 100%;
        height: 44px;
        padding: 10px 14px;
    }
    
    .btn-view-quote {
        width: 100%;
        height: 44px;
        font-size: 14px;
    }
    
    /* What is Professional Indemnity Mobile */
    .what-is-container {
        width: 100%;
        max-width: 100%;
        padding: 0 4px;
        height: auto;
    }
    
    .what-is-title-wrapper {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        margin: 0 auto 14px auto;
        text-align: center;
    }
    
    .what-is-divider {
        justify-content: center;
        margin-bottom: 10px;
    }
    
    .what-is-title {
        font-size: 18px;
        line-height: 26px;
        font-weight: 600;
        color: #111111;
        text-align: center;
        margin: 0;
        max-width: 360px;
        margin-left: auto;
        margin-right: auto;
    }
    
    .what-is-content {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        max-width: 380px;
        margin-left: auto;
        margin-right: auto;
        display: flex;
        flex-direction: column;
        gap: 10px;
    }
    
    .what-is-text {
        font-size: 13px;
        line-height: 19px;
        color: #111111;
        text-align: center;
        margin: 0;
        word-break: break-word;
        max-width: 360px;
        margin-left: auto;
        margin-right: auto;
    }
    
    .certified-rm {
        width: 100%;
        max-width: 100%;
        height: auto;
        padding: 8px 12px;
        font-size: 11px;
        margin-bottom: 10px;
    }
    
    .cert-small-icon {
        width: 24px;
        height: 24px;
    }
    
    .whatsapp-toggle {
        width: 100%;
        padding: 10px 12px;
        font-size: 12px;
        margin-bottom: 2px;
        justify-content: center;
    }
    
    .whatsapp-icon {
        width: 20px;
        height: 20px;
    }
    
    .quote-disclaimer-wrapper {
        gap: 6px;
        padding: 0 10px;
        margin-top: 2px;
        justify-content: center;
    }
    
    .quote-checkbox {
        width: 14px;
        height: 14px;
        margin-top: 1px;
    }
    
    .quote-disclaimer {
        font-size: 10px;
        line-height: 14px;
        text-align: center;
    }

    /* What is Professional Indemnity (Mobile - Figma) */

    /* Why Essential Section Mobile */
    .why-essential-section {
        padding: 30px 16px;
    }

    
    .why-essential-container {
        display: grid;
        grid-template-areas:
            "title"
            "image"
            "text";
        row-gap: 16px;
    }
    
    .why-essential-title-wrapper {
        grid-area: title;
        margin: 0 auto 14px auto;
        width: 100%;
        text-align: center;
    }
    
    .why-essential-divider {
        justify-content: center;
        margin-bottom: 10px;
    }
    
    .why-essential-title-br {
        display: block;
    }
    
    .why-essential-title {
        font-size: 18px;
        line-height: 26px;
        font-weight: 600;
        color: #111111;
        text-align: center;
        margin: 0;
        max-width: 360px;
        margin-left: auto;
        margin-right: auto;
    }
    
    .why-essential-image-wrapper {
        grid-area: image;
        width: 100%;
        display: flex;
        justify-content: center;
    }
    
    .why-essential-image {
        width: 100%;
        height: auto;
        border-radius: 12px;
    }
    
    .why-essential-text {
        grid-area: text;
        width: 100%;
        text-align: center;
    }
    
    .why-essential-paragraph {
        font-size: 13px;
        line-height: 20px;
    }
    
    /* allow title + text to participate in grid */
    .why-essential-content {
        display: contents;
    }
    
    /* How It Works Mobile */
    /* How Professional Indemnity Works Section Mobile */
    .how-it-works-section {
        padding: 24px 16px 40px;
        background: #FFFFFF;
    }
    
    .how-it-works-container {
        width: 100%;
        max-width: 100%;
        padding: 0;
        height: auto;
    }
    
    .how-it-works-title-wrapper {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        margin-bottom: 24px;
        text-align: center;
    }
    
    .how-it-works-divider {
        justify-content: center;
        margin-bottom: 12px;
    }
    
    .how-it-works-title {
        font-size: 20px;
        line-height: 28px;
        font-weight: 600;
        color: #000000;
        text-align: center;
    }
    
    .process-steps-wrapper {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        max-width: 100%;
        margin: 0;
        padding: 0;
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 16px;
        justify-items: center;
    }
    
    .process-step {
        position: relative;
        display: flex;
        flex-direction: column;
        align-items: center;
        width: 100%;
        max-width: 100%;
    }
    
    .process-circle {
        position: relative;
        width: 160px;
        height: 160px;
        background: #FFFFFF;
        border: 1px solid #E5E7EB;
        border-radius: 50%;
        box-shadow: 0px 0px 2px 0px rgba(0, 0, 0, 0.1);
        overflow: hidden;
        margin-bottom: 12px;
        display: flex;
        align-items: center;
        justify-content: center;
    }
    
    .process-icon-img {
        position: relative;
        object-fit: contain;
        width: auto;
        height: auto;
        max-width: 80%;
        max-height: 80%;
    }
    
    .process-step:nth-child(1) .process-icon-img {
        width: 100px;
        height: 75px;
        left: auto;
        top: auto;
        transform: none;
        position: relative;
    }
    
    .process-step:nth-child(2) .process-icon-img {
        width: 110px;
        height: 50px;
        left: auto;
        top: auto;
        transform: none;
        position: relative;
    }
    
    .process-step:nth-child(3) .process-icon-img {
        width: 90px;
        height: 95px;
        left: auto;
        top: auto;
        transform: none;
        position: relative;
    }
    
    .process-step:nth-child(4) .process-icon-img {
        width: 80px;
        height: 120px;
        left: auto;
        top: auto;
        transform: none;
        position: relative;
    }
    
    .process-title {
        font-size: 16px;
        line-height: 22px;
        font-weight: 600;
        color: #000000;
        text-align: center;
        margin: 0 0 6px 0;
        width: 100%;
    }
    
    .process-description {
        font-size: 12px;
        line-height: 18px;
        font-weight: 400;
        color: #000000;
        text-align: center;
        width: 100%;
        margin: 0;
        padding: 0 4px;
    }
    
    .process-title {
        font-size: 16px;
        margin-bottom: 8px;
    }
    
    .process-description {
        font-size: 13px;
        line-height: 20px;
    }
    
    /* Preferred Choice Mobile (Figma) */
    .preferred-choice-section {
        padding: 24px 16px 40px;
        background: #FFFFFF;
    }
    
    .preferred-choice-container {
        width: 100%;
        max-width: 100%;
        padding: 0;
    }
    
    .preferred-choice-title-wrapper {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        margin: 0 auto 14px auto;
        text-align: center;
    }
    
    .preferred-choice-divider {
        justify-content: center;
        margin-bottom: 10px;
    }
    
    .preferred-choice-title {
        font-size: 18px;
        line-height: 26px;
        font-weight: 600;
        color: #111111;
        text-align: center;
        margin: 0;
        max-width: 360px;
        margin-left: auto;
        margin-right: auto;
    }
    
    .preferred-card-wrapper,
    .preferred-card-wrapper-2 {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        max-width: 100%;
        margin: 0 0 16px 0;
    }
    
    .preferred-card-banner {
        width: 100%;
        min-height: 32px;
        height: auto;
        padding: 6px 12px;
        background: #FDEAE7;
        border-radius: 16px 16px 0 0;
        display: flex;
        align-items: center;
        justify-content: center;
        gap: 10px;
        box-sizing: border-box;
    }
    
    .preferred-banner-icon {
        width: 18px;
        height: 18px;
    }
    
    .preferred-banner-text {
        font-size: 11px;
        line-height: 16px;
        font-weight: 500;
        text-align: center;
    }
    
    .preferred-card {
        width: 100%;
        height: auto;
        min-height: auto;
        background: #FFFFFF;
        border-radius: 16px;
        box-shadow: 0px 0px 6px 0px rgba(0, 0, 0, 0.16);
        padding: 14px;
        box-sizing: border-box;
        display: grid;
        grid-template-columns: 120px 1fr;
        grid-template-areas:
            "logo title"
            "coverlabel startlabel"
            "coveramount pricemonth"
            "badge priceyear"
            "features features"
            "view view"
            "button button"
            "discount discount";
        column-gap: 12px;
        row-gap: 8px;
        align-items: start;
    }
    
    .preferred-logo-box,
    .preferred-policy-name,
    .preferred-company-name,
    .preferred-cover-label,
    .preferred-cover-amount,
    .preferred-badge,
    .preferred-starting-label,
    .preferred-price-month,
    .preferred-price-year,
    .preferred-features-list,
    .preferred-view-features,
    .preferred-discount-text,
    .preferred-check-btn {
        position: static !important;
        left: auto !important;
        top: auto !important;
        transform: none !important;
        margin: 0;
    }
    
    .preferred-logo-box {
        grid-area: logo;
        width: 120px;
        height: 56px;
        border-radius: 12px;
        box-shadow: 0px 0px 2px rgba(0, 0, 0, 0.18);
        background: #FFFFFF;
        display: flex;
        align-items: center;
        justify-content: center;
        padding: 6px;
        box-sizing: border-box;
    }
    
    .preferred-logo-img {
        width: 100%;
        height: auto;
        max-width: 110px;
        object-fit: contain;
    }
    
    .preferred-policy-name {
        grid-area: title;
        font-size: 14px;
        line-height: 20px;
        font-weight: 500;
        color: #111111;
        margin-top: 2px;
    }
    
    .preferred-cover-label {
        grid-area: coverlabel;
        font-size: 12px;
        line-height: 16px;
        color: #737373;
    }
    
    .preferred-starting-label {
        grid-area: startlabel;
        font-size: 12px;
        line-height: 16px;
        color: #737373;
        text-align: right;
    }
    
    .preferred-cover-amount {
        grid-area: coveramount;
        font-size: 16px;
        line-height: 22px;
        font-weight: 600;
        color: #111111;
    }
    
    .preferred-price-month {
        grid-area: pricemonth;
        font-size: 16px;
        line-height: 22px;
        font-weight: 600;
        color: #111111;
        text-align: right;
    }
    
    .preferred-badge {
        grid-area: badge;
        display: inline-flex;
        align-items: center;
        justify-content: center;
        width: fit-content;
        padding: 4px 10px;
        border-radius: 999px;
        background: #FFFFFF;
        border: 1px solid rgba(240, 93, 73, 0.35);
        box-shadow: none;
        font-size: 11px;
        font-weight: 600;
        color: #F05D49;
    }
    
    .preferred-price-year {
        grid-area: priceyear;
        font-size: 11px;
        line-height: 16px;
        font-weight: 500;
        color: #737373;
        text-align: right;
    }
    
    .preferred-features-list {
        grid-area: features;
        margin: 4px 0 0 0;
        padding-left: 18px;
        font-size: 12px;
        line-height: 18px;
        color: #111111;
    }
    
    .preferred-features-list li {
        margin-bottom: 2px;
    }
    
    .preferred-view-features {
        grid-area: view;
        font-size: 12px;
        line-height: 16px;
        color: #F05D49;
        text-decoration: none;
        width: fit-content;
    }
    
    .preferred-check-btn {
        grid-area: button;
        width: 100%;
        height: 44px;
        border-radius: 10px;
        margin-top: 6px;
    }
    
    .preferred-discount-text {
        grid-area: discount;
        font-size: 10px;
        line-height: 14px;
        color: #737373;
        text-align: center;
        margin-top: 2px;
    }
    
    /* Preferred card: new structure (logo+policy row, cover|starting columns, discount below button) */
    .preferred-card {
        display: flex !important;
        flex-direction: column;
        gap: 16px;
        grid-template-columns: unset;
        grid-template-areas: unset;
    }
    
    .preferred-card-header-mobile {
        display: flex !important;
        align-items: flex-start;
        gap: 12px;
    }
    
    .preferred-card-header-mobile .preferred-logo-box {
        grid-area: unset;
        width: 100px;
        min-width: 100px;
        height: 44px;
        flex-shrink: 0;
    }
    
    .preferred-card-header-mobile .preferred-policy-name {
        grid-area: unset;
        flex: 1;
        font-size: 14px;
        margin: 0;
    }
    
    .preferred-card-pricing-row {
        display: grid !important;
        grid-template-columns: 1fr 1fr;
        gap: 16px;
    }
    
    .preferred-cover-col,
    .preferred-starting-col {
        display: flex !important;
        flex-direction: column;
    }
    
    .preferred-cover-label,
    .preferred-starting-label,
    .preferred-cover-amount,
    .preferred-price-month,
    .preferred-price-year,
    .preferred-badge {
        grid-area: unset;
        text-align: left;
    }
    
    /* Starting col: align so ₹ 580/month starts right below "Starting" */
    .preferred-starting-col {
        align-items: flex-start;
    }
    
    .preferred-features-list { grid-area: unset; }
    .preferred-view-features { grid-area: unset; }
    .preferred-check-btn { grid-area: unset; margin-top: 0; }
    .preferred-discount-text {
        grid-area: unset;
        margin-top: 8px;
        text-align: center;
        width: 100%;
        display: block;
    }
    
    /* Benefits Section Mobile */
    /* Benefits Section Mobile */
    .benefits-section {
        padding: 24px 16px 32px;
        background: #FFFFFF;
    }
    
    .benefits-container {
        width: 100%;
        max-width: 100%;
        padding: 0;
    }
    
    .benefits-title-wrapper {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        margin-bottom: 20px;
        text-align: center;
    }
    
    .benefits-divider {
        justify-content: center;
        margin-bottom: 10px;
    }
    
    .benefits-title {
        font-size: 20px;
        line-height: 28px;
        font-weight: 600;
        color: #000000;
        text-align: center;
    }
    
    .benefits-cards-wrapper {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        max-width: 100%;
        margin: 0;
        padding: 0;
        display: flex;
        flex-direction: column;
        gap: 10px;
    }
    
    .benefit-card {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        max-width: 100%;
        height: auto;
        min-height: auto;
        margin: 0;
        padding: 14px;
        background: #F9FAFB;
        border-radius: 12px;
        box-shadow: 0px 0px 2px 0px rgba(0, 0, 0, 0.08);
        display: grid;
        grid-template-columns: auto 1fr;
        gap: 12px;
        align-items: flex-start;
    }
    
    .benefit-icon-wrapper {
        grid-column: 1;
        grid-row: 1 / 3;
    }
    
    .benefit-title {
        grid-column: 2;
        grid-row: 1;
        display: block;
        white-space: normal;
    }
    
    .benefit-description {
        grid-column: 2;
        grid-row: 2;
        display: block;
    }
    
    .benefit-card-2,
    .benefit-card-3,
    .benefit-card-4,
    .benefit-card-5 {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        max-width: 100%;
        height: auto;
    }
    
    .benefit-icon-wrapper {
        width: 56px;
        height: 56px;
        background: rgba(240, 93, 73, 0.15);
        border-radius: 50%;
        display: flex;
        align-items: center;
        justify-content: center;
        padding: 12px;
        flex-shrink: 0;
        margin: 0;
    }
    
    .benefit-icon-img {
        width: 32px;
        height: 32px;
        object-fit: contain;
    }
    
    .benefit-title {
        font-size: 14px;
        line-height: 22px;
        font-weight: 600;
        color: #000000;
        margin: 0 0 -12px 0;
        text-align: left;
        display: block;
    }
    
    .benefit-title span {
        display: inline;
    }
    
    .benefit-description {
        font-size: 13px;
        line-height: 18px;
        font-weight: 400;
        color: #000000;
        margin: 0;
        text-align: left;
        display: block;
    }
    
    .benefit-description {
        font-size: 10px;
        line-height: 15px;
    }
    
    /* Key Features Mobile */
    .key-features-section {
        padding: 24px 16px 40px;
        background: #FFFFFF;
    }
    
    .key-features-container {
        width: 100%;
        max-width: 100%;
        padding: 0;
    }
    
    .key-features-title-wrapper {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        margin-bottom: 24px;
        text-align: center;
    }
    
    .key-features-divider {
        justify-content: center;
        margin-bottom: 12px;
    }
    
    .key-features-title {
        font-size: 20px;
        line-height: 28px;
        font-weight: 600;
        color: #000000;
        text-align: center;
    }
    
    .key-features-cards-wrapper {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        max-width: 100%;
        margin: 0;
        padding: 0;
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 12px;
    }
    
    .key-feature-card {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        max-width: 100%;
        height: auto;
        min-height: auto;
        margin: 0;
        padding: 16px 12px;
        background: #FFFFFF;
        border-radius: 10px;
        box-shadow: 0px 0px 2px 0px rgba(0, 0, 0, 0.15);
        display: flex;
        flex-direction: column;
        align-items: center;
        justify-content: flex-start;
    }
    
    .key-feature-card-2,
    .key-feature-card-3,
    .key-feature-card-4,
    .key-feature-card-5,
    .key-feature-card-6 {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        max-width: 100%;
    }
    
    .key-feature-icon-wrapper,
    .key-feature-icon-wrapper-2,
    .key-feature-icon-wrapper-3,
    .key-feature-icon-wrapper-4,
    .key-feature-icon-wrapper-5,
    .key-feature-icon-wrapper-6 {
        position: relative;
        left: auto;
        top: auto;
        width: 80px;
        height: 80px;
        margin: 0 auto 12px;
        display: flex;
        align-items: center;
        justify-content: center;
    }
    
    .key-feature-icon-img,
    .key-feature-icon-img-2,
    .key-feature-icon-img-3,
    .key-feature-icon-img-4,
    .key-feature-icon-img-5,
    .key-feature-icon-img-6 {
        width: 100%;
        height: 100%;
        object-fit: contain;
    }
    
    .key-feature-text {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        max-width: 100%;
        font-size: 12px;
        line-height: 18px;
        font-weight: 400;
        color: #111111;
        text-align: center;
        margin: 0;
        padding: 0;
    }
    
    /* FAQ Section Mobile */
    .faq-section {
        padding: 24px 16px 40px;
        background: #FFFFFF;
    }
    
    .faq-container {
        width: 100%;
        max-width: 100%;
        padding: 0;
    }
    
    .faq-title-wrapper {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        margin-bottom: 24px;
        text-align: center;
    }
    
    .faq-divider {
        justify-content: center;
        margin-bottom: 12px;
    }
    
    .faq-title {
        font-size: 20px;
        line-height: 28px;
        font-weight: 600;
        color: #111111;
        text-align: center;
    }
    
    .faq-tabs-wrapper {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        flex-direction: column;
        gap: 16px;
        margin-bottom: 0;
    }
    
    .faq-tabs {
        display: flex;
        gap: 0;
        align-items: center;
        justify-content: flex-start;
        width: 100%;
        overflow-x: visible;
        flex-wrap: nowrap;
    }
    
    .faq-tab {
        flex: 0 0 auto;
        min-width: auto;
        padding: 0;
        gap: 6px;
    }
    
    .faq-tab-text {
        font-size: 14px;
        line-height: 20px;
        font-weight: 500;
        padding: 8px 12px;
        white-space: nowrap;
    }
    
    .faq-tab-active .faq-tab-text {
        color: #F05D49;
    }
    
    .faq-tab-active .faq-tab-line {
        height: 2px;
        background: #F05D49;
        width: 100%;
    }
    
    /* Hide extra tabs on mobile - show only first 3 */
    .faq-tab:nth-child(n+4) {
        display: none;
    }
    
    .faq-search-box {
        width: 100%;
        height: 44px;
        border: 1px solid #CECECE;
        border-radius: 10px;
        padding: 0 16px;
        gap: 12px;
        display: flex;
        align-items: center;
    }
    
    .faq-search-icon-wrapper {
        width: 20px;
        height: 20px;
        flex-shrink: 0;
    }
    
    .faq-search-text {
        font-size: 14px;
        line-height: 20px;
        color: #CECECE;
    }
    
    .faq-items-wrapper {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        margin-top: 20px;
        display: flex;
        flex-direction: column;
        gap: 12px;
    }
    
    .faq-item {
        width: 100%;
    }
    
    .faq-item-button {
        width: 100%;
        padding: 16px;
        background: #FFFFFF;
        border: none;
        border-radius: 10px;
        box-shadow: 0px 0px 2px 0px rgba(0, 0, 0, 0.25);
        display: flex;
        align-items: center;
        justify-content: space-between;
        gap: 12px;
        cursor: pointer;
    }
    
    .faq-item-question {
        font-size: 14px;
        line-height: 20px;
        font-weight: 400;
        color: #111111;
        text-align: left;
        flex: 1;
        margin: 0;
    }
    
    .faq-item-arrow {
        flex-shrink: 0;
        display: flex;
        align-items: center;
        justify-content: center;
        transform: rotate(0deg);
    }
    
    .faq-arrow-icon {
        width: 20px;
        height: 20px;
    }
    
    /* Divider adjustments for mobile */
    .divider-part {
        width: 20px;
    }
    
    .divider-part-long {
        width: 40px;
    }
    
    /* Why Essential Section Mobile - Stack Layout */
    .why-essential-section {
        height: auto;
        padding: 30px 16px;
    }
    
    .why-essential-container {
        width: 100%;
        height: auto;
        position: relative;
        display: flex;
        flex-direction: column;
        gap: 24px;
    }
    
    .why-essential-content {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        max-width: 100%;
        order: 2;
    }
    
    .why-essential-title-wrapper {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        margin: 0 auto 14px auto;
        text-align: center;
    }
    
    .why-essential-divider {
        justify-content: center;
        margin-bottom: 10px;
    }
    
    .why-essential-title {
        font-size: 18px;
        line-height: 26px;
        font-weight: 600;
        color: #111111;
        text-align: center;
        margin: 0;
        max-width: 360px;
        margin-left: auto;
        margin-right: auto;
    }
    
    .why-essential-image-wrapper {
        position: relative;
        right: auto;
        top: auto;
        transform: none;
        width: 100%;
        max-width: 100%;
        height: auto;
        order: 1;
        margin-bottom: 20px;
    }
    
    .why-essential-image {
        width: 100%;
        height: auto;
        max-height: 300px;
        object-fit: cover;
    }
    
    /* Process Steps Mobile - Vertical Stack */
    /* Process Steps Mobile - Already defined above in @media (max-width: 480px) */
    
    .process-title {
        font-size: 18px;
        margin-top: 0;
    }
    
    .process-description {
        width: 100%;
        max-width: 280px;
        font-size: 14px;
    }
    
    /* Preferred Card Mobile - Full Width Stack */
    .preferred-card-wrapper {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        margin-bottom: 24px;
    }
    
    .preferred-card-wrapper-2 {
        top: auto;
    }
    
    .preferred-card-banner {
        width: 100%;
        height: auto;
        min-height: 37px;
        padding: 8px 12px;
    }
    
    .preferred-card {
        width: 100%;
        height: auto;
        min-height: auto;
        padding: 20px 16px;
        display: flex;
        flex-direction: column;
        gap: 16px;
    }
    
    /* Mobile: logo + policy name side by side (ICICI right side = policy text) */
    .preferred-card-header-mobile {
        display: flex !important;
        align-items: flex-start;
        gap: 12px;
        margin-bottom: 4px;
    }
    
    .preferred-card-header-mobile .preferred-logo-box {
        position: relative;
        left: auto;
        top: auto;
        width: 100px;
        min-width: 100px;
        height: 44px;
        margin-bottom: 0;
        flex-shrink: 0;
    }
    
    .preferred-card-header-mobile .preferred-policy-name {
        flex: 1;
        font-size: 14px;
        line-height: 20px;
        margin: 0;
        padding-top: 2px;
    }
    
    .preferred-logo-img {
        width: 100%;
        height: auto;
        max-width: 90px;
    }
    
    /* Mobile: Cover Amount (left) | Starting from (right) - two columns */
    .preferred-card-pricing-row {
        display: grid !important;
        grid-template-columns: 1fr 1fr;
        gap: 16px;
        margin-bottom: 4px;
    }
    
    .preferred-cover-col,
    .preferred-starting-col {
        display: flex !important;
        flex-direction: column;
    }
    
    .preferred-starting-col {
        align-items: flex-start;
    }
    
    .preferred-cover-label {
        position: relative;
        left: auto;
        top: auto;
        font-size: 13px;
        margin: 0 0 4px 0;
    }
    
    .preferred-cover-amount {
        position: relative;
        left: auto;
        top: auto;
        font-size: 20px;
        margin: 0 0 6px 0;
    }
    
    .preferred-badge {
        position: relative;
        left: auto;
        top: auto;
        display: inline-block;
        margin: 0;
        align-self: flex-start;
    }
    
    .preferred-starting-label {
        position: relative;
        left: auto;
        top: auto;
        font-size: 13px;
        margin: 0 0 4px 0;
        text-align: left;
    }
    
    .preferred-price-month {
        position: relative;
        left: auto;
        top: auto;
        font-size: 20px;
        margin: 0 0 4px 0;
        text-align: left;
    }
    
    .preferred-price-year {
        position: relative;
        left: auto;
        top: auto;
        font-size: 13px;
        margin: 0;
        text-align: left;
    }
    
    .preferred-policy-name {
        position: relative;
        left: auto;
        top: auto;
    }
    
    .preferred-features-list {
        position: relative;
        left: auto;
        top: auto;
        font-size: 13px;
        line-height: 20px;
        margin: 0 0 12px 0;
    }
    
    .preferred-view-features {
        position: relative;
        left: auto;
        top: auto;
        font-size: 13px;
        margin: 0 0 16px 0;
    }
    
    .preferred-check-btn {
        position: relative;
        left: auto;
        top: auto;
        width: 100%;
        max-width: 100%;
        margin: 0;
    }
    
    /* Discount text below button on mobile - centered */
    .preferred-discount-text {
        position: relative;
        left: auto;
        top: auto;
        font-size: 12px;
        margin: 8px 0 0 0;
        text-align: center;
        width: 100%;
        display: block;
        color: #A03E31;
    }
    
    .preferred-disclaimer {
        position: relative;
        left: auto;
        top: auto;
        transform: none;
        width: 100%;
        margin-top: 24px;
        font-size: 11px;
        line-height: 16px;
    }
    
    /* Benefits Cards Mobile - Already defined above in @media (max-width: 480px) */
    
    
    /* FAQ Mobile Improvements */
    .faq-tabs {
        display: flex;
        gap: 8px;
        overflow-x: auto;
        -webkit-overflow-scrolling: touch;
        scrollbar-width: none;
        padding-bottom: 4px;
    }
    
    .faq-tabs::-webkit-scrollbar {
        display: none;
    }
    
    .faq-tab {
        flex: 0 0 auto;
        min-width: fit-content;
        white-space: nowrap;
    }
    
    .faq-tab-text {
        font-size: 12px;
    }
    
    .faq-items-wrapper {
        margin-top: 24px;
    }
    
    /* Section Title Mobile - Preferred, Why Essential match (18px/26px); others 20px */
    .preferred-choice-title,
    .why-essential-title {
        font-size: 18px !important;
        line-height: 26px !important;
        font-weight: 600;
        color: #111111;
        text-align: center;
        margin: 0;
        max-width: 360px;
        margin-left: auto !important;
        margin-right: auto !important;
    }
    
    .how-it-works-title,
    .benefits-title,
    .key-features-title,
    .faq-title {
        font-size: 20px;
        line-height: 28px;
    }
    
    /* All section title wrappers & headings centered on mobile */
    .what-is-title-wrapper,
    .how-it-works-title-wrapper,
    .preferred-choice-title-wrapper,
    .benefits-title-wrapper,
    .key-features-title-wrapper,
    .faq-title-wrapper,
    .why-essential-title-wrapper {
        left: auto !important;
        width: 100% !important;
        margin-left: auto !important;
        margin-right: auto !important;
        text-align: center !important;
    }
    
    .what-is-divider,
    .how-it-works-divider,
    .preferred-choice-divider,
    .benefits-divider,
    .key-features-divider,
    .faq-divider,
    .why-essential-divider {
        justify-content: center !important;
    }
    
    .how-it-works-title,
    .preferred-choice-title,
    .benefits-title,
    .key-features-title,
    .faq-title,
    .why-essential-title {
        text-align: center !important;
        margin-left: auto !important;
        margin-right: auto !important;
    }
    
    /* Quote Form Mobile - Better Spacing */
    .quote-form-card,
    .quote-form-card-desktop {
        margin-top: 48px !important;
        margin-bottom: 6px !important;
        margin-left: auto;
        margin-right: auto;
        max-width: 100% !important;
        width: 100% !important;
        background: #FFFFFF;
        border-radius: 20px;
        box-shadow: 0px 8px 24px rgba(0, 0, 0, 0.08);
        border: 1px solid #F1F1F1;
        border-bottom: 3px solid #F05D49 !important;
        height: auto !important;
        min-height: auto !important;
        max-height: none !important;
        overflow: visible !important;
    }
    
    .quote-form-card-desktop .quote-form-content {
        padding: 20px 16px 24px !important;
        overflow: visible !important;
        height: auto !important;
    }
    
    .quote-form-card-desktop .quote-form-inner {
        overflow: visible !important;
        height: auto !important;
    }
    
    /* Reduce gap between form and What is PI section on mobile */
    .hero-section {
        padding-bottom: 6px !important;
    }
    
    .what-is-section {
        padding-top: 6px !important;
    }
    
    .quote-form-content {
        padding: 20px 16px 24px;
        overflow: visible !important;
    }
    
    .quote-certificate-icon {
        position: relative;
        top: -21px;
        left: 193px;
        width: 80px;
        height: 80px;
        margin: 0px auto 16px;
        border-radius: 0;
    }
    
    .quote-title {
        font-size: 15px;
        line-height: 22px;
        font-weight: 600;
        text-align: left;
        margin-bottom: 6px;
        margin-top: -109px;
    }
    
    .quote-description {
        font-size: 11px;
        line-height: 18px;
        text-align: left;
        margin-bottom: 16px;
        color: #111111;
    }
    
    .quote-form {
        gap: 12px;
    }
    
    .form-field {
        height: 50px;
        padding: 12px 14px;
        border-radius: 12px;
    }
    
    .form-input,
    .form-select {
        font-size: 14px;
        line-height: 18px;
        color: #333333;
    }
    
    .btn-view-quote {
        height: 46px;
        border-radius: 12px;
        font-size: 15px;
        font-weight: 600;
    }
    
    .certified-rm {
        padding: 8px 12px;
        font-size: 11px;
        border-radius: 10px;
    }
    
    .whatsapp-toggle {
        padding: 10px 12px;
        font-size: 12px;
        border-radius: 10px;
        margin-bottom: 7px !important;
        margin-top: -12px;
        justify-content: center;
    }
    
    .quote-disclaimer-wrapper {
        margin-top: 2px !important;
        justify-content: center;
    }
    
    .quote-disclaimer {
        text-align: center;
    }
    
    .quote-form-gradient {
        display: none;
    }
    
    /* Prevent horizontal scroll on mobile */
    body {
        overflow-x: hidden;
    }
    
    * {
        max-width: 100%;
    }
    
    /* Ensure all containers respect mobile width */
    .what-is-container,
    .why-essential-container,
    .how-it-works-container,
    .preferred-choice-container,
    .benefits-container,
    .key-features-container,
    .faq-container {
        padding-left: 16px;
        padding-right: 16px;
    }
    
    /* Better spacing for mobile sections */
    .what-is-section,
    .why-essential-section,
    .how-it-works-section,
    .preferred-choice-section,
    .benefits-section,
    .key-features-section,
    .faq-section {
        padding-left: 0;
        padding-right: 0;
    }
    
    /* Fix for absolute positioned elements on mobile */
    .hero-circle-1,
    .hero-circle-2,
    .hero-circle-3,
    .hero-ellipse-1,
    .hero-ellipse-2,
    .hero-ellipse-3 {
        display: none;
    }
    
    /* Ensure images don't overflow */
    img {
        max-width: 100%;
        height: auto;
    }
    
    /* Better form field spacing on mobile */
    .form-field {
        max-width: 100%;
    }
    
    /* Fix for preferred card layout on mobile */
    .preferred-card {
        box-sizing: border-box;
    }
    
    /* Ensure text doesn't overflow */
    .what-is-text,
    .why-essential-paragraph,
    .process-description,
    .benefit-description,
    .key-feature-text {
        word-wrap: break-word;
        overflow-wrap: break-word;
    }
    
    /* Better button sizing on mobile */
    .btn-view-quote,
    .preferred-check-btn {
        width: 100%;
        box-sizing: border-box;
    }
    
    /* FAQ tabs horizontal scroll fix */
    .faq-tabs-wrapper {
        width: 100%;
        overflow-x: auto;
        -webkit-overflow-scrolling: touch;
    }
    
    .faq-tabs {
        min-width: max-content;
    }
}
/* ===============================
   Why Essential – Mobile Only
   =============================== */
@media (max-width: 767px) {

    .why-essential-section {
        height: auto;
        padding: 32px 16px;
        margin-top: -55px;
    }

    .why-essential-container {
        width: 100%;
        height: auto;
        max-width: 100%;
        padding: 0;
        margin: 0 auto;
        display: flex;
        flex-direction: column;
        gap: 20px;
    }

    /* Title */
    .why-essential-title-wrapper {
        text-align: center;
        width: 100%;
    }

    .why-essential-divider {
        justify-content: center;
        margin-bottom: 12px;
    }

    .why-essential-title-br {
        display: block;
    }

    .why-essential-title {
        font-size: 18px;
        line-height: 26px;
        font-weight: 600;
        max-width: 340px;
        margin: 0 auto;
        text-align:left;
    }

    /* Image */
    .why-essential-image-wrapper {
        position: relative;
        width: 100%;
        height: auto;
        max-width: 100%;
        margin: 0 auto;
        border-radius: 12px;
        overflow: hidden;
    }

    .why-essential-image {
        width: 100%;
        height: auto;
        display: block;
        border-radius: 12px;
        object-fit: cover;
    }

    /* Text */
    .why-essential-content {
        position: relative;
        transform: none;
        width: 100%;
        max-width: 100%;
        gap: 14px;
    }

    .why-essential-text {
        text-align: center;
        width: 100%;
    }

    .why-essential-paragraph {
        font-size: 13px;
        line-height: 20px;
        text-align: center;
    }

    .why-essential-list {
        padding-left: 18px;
        text-align: left;
        margin: 0 auto;
        max-width: 280px;
    }

    .why-essential-list li {
        font-size: 13px;
        line-height: 20px;
    }
}
    .why-essential-list {
        list-style-position: inside;
        padding-left: 0;
        margin: 0 auto;
        text-align: center;
        max-width: 100%;
    }

    .why-essential-list li {
    font-size: 14px;
    line-height: 20px;
    text-align: left;
}
@media (max-width: 767px) {

    
    .why-essential-title-br {
        display: none;
    }

    .why-essential-title {
        white-space: normal;   
        text-align: center;    
    }
}
@media (max-width: 767px) {

    /* Form fields ka equal gap */
    .quote-form {
        display: flex;
        flex-direction: column;
        gap: 12px;
    }

    /* Error text ko gap ka hissa mat banao */
    .quote-form .error {
        margin-top: -6px;
        margin-bottom: 4px;
        display: block;
        font-size: 10px;
    }

    /* Sab fields same behaviour */
    .form-field,
    .form-field-select {
        margin: 0;
    }
}
@media (max-width: 767px) {

    .quote-form {
        display: flex;
        flex-direction: column;
        gap: 0; 
    }

    .form-group {
        display: flex;
        flex-direction: column;
        gap: 6px;
        margin-bottom: 12px; 
    }

    .form-field,
    .form-field-select {
        margin: 0;
    }

    .quote-form .error {
        font-size: 10px;
        line-height: 12px;
        min-height: 12px;
        margin: 0;
    }
}
@media (max-width: 767px) {

    /* Container ka size same hi rahe */
    .quote-certificate-icon {
        position: relative;
        top: -16px;
        left: 140px;
        width: 187px;
        height: 100px;
        margin: 9px auto 16px;
        overflow: visible;
    }

    /* Sirf image ko bada karo */
    .cert-icon-img {
        width: 120%;   /* yaha se size control karo */
        height: 120%;
        object-fit: contain;
        transform: scale(1.2);   /* aur bada chahiye to 1.3 kar do */
    }

}